The group health insurance policy covers a group of individuals, corporate employees, club members, etc. Commonly termed the corporate medical insurance policy, this plan allows company employees to add their family members under the coverage. While the employers pay the premium as a whole, the employee also pays a certain percentage of his monthly salary. Thus it’s beneficial to both parties – employees and employers. In this article, we will discuss the best group medical insurance policies that are available in 2022.
1. Bajaj Allianz Group Medical Insurance Company
Bajaj health insurance is one of the most in-demand private health insurance policies for corporates in India. Bajaj Finserv Limited has joined hands with the Allianz SE group to offer the following policy benefits to the policyholders:
- High coverage policy plans to support employees and their families.
- Easy monthly payment plan for the policy premium through the financial year.
- 24×7 support facility via call and email.
- A vast range of hospital networks is available to provide immediate medical care and assistance.
- Policyholders can claim income tax benefits under the 80D IT Act section.
2. Bharti AXA Group Medical Insurance Company
Bharti AXA Group Health Insurance Company Limited is a joint organization of AXA and Bharti Enterprise. They are well known for their easy claim settlement and cashless facilities. Their best group health insurance plans offer the following benefits:
- Medical benefits are insured to one’s family, spouse, and children.
- Covers pre- and post-hospitalization bills.
- Connection with top-tier network hospitals gives you the facility of cashless hospitalization.
3. Care Group Medical Insurance
Religare Health was renamed Care Group. This enterprise offers you a range of corporate, individual, family, and group health insurance options. This group’s health plans are facilitated in many ways. For example,
- Health insurance plans have flexibility
- has a connection to 10000+ network hospitals
- offer you an team for in-house claim settlement
- provide coverages for pre-existing illnesses
4. Cholamandalam MS Group Medical Insurance
Chola MS Group Insurance Company is a joint organization of Murugappa Group and Japan’s Mitsui Sumitomo Insurance. You can choose from many insurance policies, including health products. They provide a health solution to an enterprise’s workers and the following key benefits:
- Covers for pre and post-hospitalization expenses
- Local ambulance charges are also covered.
- maternity coverages
- claim settlement options at in-network hospitals
5. Navi Group Medical Insurance Limited
Other than Bajaj health insurance, Navi Group Medical Insurance Plan is a popular insurance group with years of knowledge and experience. Employees support this health insurance group for their protection through the group health insurance plans. The other benefits lain for their insurers are:
- accessible, affordable, and sustainable insurance plans
- coverages for pre and post-hospitalizations
- provides coverage for domiciliary expenses
- daycare treatments are also covered
6. Edelweiss Group Medical Insurance
One of the largest financial service providers in the whole country is Edelweiss Group Health Insurance. This health plan company offers equity and many more features such as
- a solution to medical referral is provided
- members get the chance of medical monitoring
- you get the benefits of evacuation
- Mortal remains expenses are also covered
7. IFFCO Tokio Group Medical Insurance
IFFCO Tokio Group Health Insurance Company has achieved respect in the health insurance industry through transparent insurance policies and satisfactory customer services. This group is the only group in the whole of India that has a self-owned distribution channel. Let’s see what significant advantages one can wish for from this company:
- It offers lower premiums at affordable prices
- All workers under a company or organization are covered at once
- you get the chance to customize which coverages you require
- cashless claim facility
- multiple incentives are given
- The coverage option starts from the very first day of policy enrollment.
8. Manipal Cigna Health Insurance
Formerly established CignaTTK Health Insurance Company Limited is now named as ManipalCigna Group Health Insurance Company. It is a joint establishment of Manipal and Cigna groups. From all of their health plans, ProHealth Group Insurance Policy is highly rated by policyholders. The top benefits are:
- Seven types of different in-built advantages with their base cover are provided
- covers 42 different types of expenses
- AYUSH treatment is offered
- The only policy to give a choice of OPD, vision, or dental
- Offers daily cash benefits, cost-sharing options, fixed pay-outs, and many family-related benefits,
In conclusion,
These health insurance companies are trusted, and they have proved themselves through their wide range of individual, family, and group health insurance plans. You should look into the policy you liked most for more details on their official websites and check the customer reviews and policy clauses under it before deciding. We hope the list shared above will help you make a good start finding the best group health insurance policy!
Disclaimer: Before confirming a sale, carefully read the sales brochure for further information on risk factors, terms, and conditions. The discount amount will change depending on the vehicle’s specifications and registration location.
