Best Rewards Credit Cards For April 2022: Reward

The majority of banks today offer their customers several different ways to earn points or rewards when they use their credit cards. The points made in this way can eventually be redeemed for cash back or gift certificates. Every bank offers a different type of reward for their customers.

Consumers can choose from several different types of cashback reward credit cards depending on their spending habits on the market. Therefore, a credit cards that fits your spending habits and usage patterns is most important to utilize this tool as effectively as possible.

Listed below are some of the best rewards credit cards for April 2022

Bajaj Finserv RBL Bank Platinum Choice SuperCard

Consider the Bajaj Finserv Platinum Choice SuperCard or its variant that does not charge an annual fee for the first year if you frequently use a credit card to make purchases. The card has an annual charge of only Rs. 499 and allows you to convert large-ticket purchases into EMIs and earn reward points on your purchases. In addition to discounts on shopping, you can also enjoy discounts on movie tickets.

American Express Membership Rewards Credit Card

American Express offers its customers the Membership Rewards Credit Card, which has several different uses that can be used for several purchases. The lack of a predefined credit limit makes it an excellent choice for frequent spenders who have no idea about their credit limits. When a cardholder makes a transaction of Rs. 50, they receive one point. Even though this credit card has a higher annual fee than many others, it can be considered for high-end purchases.

Bajaj Finserv RBL Bank Platinum Plus SuperCard

Those who buy online regularly may find this credit card extremely beneficial since it rewards you with twice the points when you spend online. In addition, for a one-time joining fee of Rs. 999, you will receive privileges like airport lounge access, free movie tickets, fuel surcharge waiver, interest-free cash withdrawal and other incentives. You can also apply for the first year of membership at no cost.

ICICI Instant Platinum Card

This credit card enables you to create a recent credit history regardless of your credit score. ICICI bank will issue this card if you make a fixed deposit. The bank will also need you to have existing savings account to issue this card. Several people consider the ICICI Instant Platinum Card to be one of the best credit cards in India. It has an attractive rewards program designed for people who don’t earn income as a monthly salary, such as students and homemakers.

Bajaj Finserv RBL Bank Freedom SuperCard

The Bajaj Finserv RBL Bank Freedom SuperCard ensures a bright, happy life! The credit card has been designed specifically to meet the lifestyle needs of all the customers. Savings, movies, dining, luxury, and fuel privileges are just some pleasures you will experience. You can also avail of an interest-free cash withdrawal and emergency advance with this card. Bajaj Finserv RBL Bank Freedom SuperCard has a facility for credit card cash withdrawal also.

IndusInd Bank Pioneer Legacy Credit Card

IndusInd credit card application procedure is very convenient, even though it is a costly card. The application process is simple, and you can select which perks you wish to avail of after signing up. The Golf Club Card can also be used for golfers to access some of India’s most famous and expensive golf clubs via this card.

Bajaj Finserv Shop Smart SuperCard

If you prefer to receive cashback on your purchases rather than reward points, you should consider applying for the Bajaj Finserv Shop Smart SuperCard. It gives you a cashback when you go grocery shopping. In addition, you will receive a milestone bonus when you spend Rs. 1 lakh or more in a year. All of this is available for an annual fee of just Rs. 499.

Conclusions

Identify all the best options before applying for a cashback reward credit card. Applying for a credit card is considerably more accessible if you have a good credit score. Many credit cards have variable interest rates and fees. Ensure that you read the terms and conditions and apply for a card only when satisfied. It is essential always to spend sensibly and not go overboard when shopping. You are responsible for all your expenses, not the banks or credit card companies.