I am 60 years old and trying to decide when to start receiving Social Security benefits. What are my options? If I continue to work for a few more years, how will this affect the payments I will receive from Social Security? A. Basically, you have three options: early retirement, fullContinue Reading
When you apply for a mortgage, we assess your financial situation to determine the reasonable amount you can spend on the purchase of a property, taking into account that you are in a stable position to continue making your monthly mortgage payments. . It’s also a way to reassure lendersContinue Reading
While some of the closing costs will not be negotiable in some areas you may qualify for a discounted rate. For example, you can ask the lender to waive application fees and processing fees. Origination fees are usually 1% of the loan amount. With a $300,000 refinance the origination fee should be $3,000. Likewise, what are the costsContinue Reading
On a cold November day, as I was walking outside, I passed two teenage girls pulling a cart. A chocolate brown colored Labrador was lying in the cart, wrapped in a woolen blanket with casts on its two hind legs. I asked them what had happened. The family and theirContinue Reading
Do you know what health insurance with copayment and health insurance without copayment is? Do you know the differences between health insurance with copay and one without copay? If you have decided to take out health insurance to take care of your health and well-being, you must know what itContinue Reading
If you are looking for an affordable home loan interest rate in India, then you must take care of your credit or CIBIL score. It is one of the first among several other factors that a lender takes into account before sanctioning the loan. Read on to know how youContinue Reading
Tax Identification Number Often referred to as a tax identification number, the tax identification number is a numerical designation assigned to a business entity operating in a particular locality. The primary purpose of tax identifiers is to quickly identify the entity to associate tax withholding and payments to the business.Continue Reading
You’ve followed your guide for renters and it’s time to move. Your furniture is already in place. The public services are connected and your rented property is already beginning to feel like a home. Is renters insurance next on your to-do list? If you answered no, you are not alone.Continue Reading
How Much Does Medical Insurance Cost? What You Need to Know About Premiums Before enrolling in health insurance, make sure you understand the cost of health insurance, so you’re prepared for additional expenses. Each of our Medicare plans and insurance products is independently selected and reviewed by our editorial teamContinue Reading
What are the basic principles of the life insurance scheme? To put it simply, life insurance is a financial investment allowing you above all to save money and to receive interest according to the rate of return of the contract and the capital invested. The advantages of this contract areContinue Reading