One, nowadays, need not have to worry about making RBL Bank credit card payments. One can pay one’s credit card bills via different online channels if one has a stable internet connection. They include BillDesk, NACH Mandate, RBL MyCard App, net banking and NEFT. This gives one the liberty to pay one’s bill at any time and from any place one desires. For successful payments, one will receive instant notifications.
In case one prefers paying off the RBL credit card bills via offline channels, one can visit the nearest RBL Bank or Bajaj Finserv branch and pay in cash or drop a cheque in favour of one’s credit card number.
Let us Take a Look at The Different Methods of Paying One’s RBL Credit Card Bills
NEFT
The most common digital mode of payment of credit card bills is NEFT. NEFT allows one to RBL Bank credit card payment using any bank account. Users prefer NEFT as a secure platform and levying fewer charges than any other mode of payment of credit card bills.
Net Banking
By using net banking, one can use one’s RBL Bank account to make payments for one’s RBL Bank credit card bills. Creating an RBL credit card login is a must to accomplish the same.
NACH Facility
A cardholder can also register for the NACH facility to automatically pay off one’s RBL Bank credit card bills every month. The due amount for the RBL Bank credit card bill is debited from the cardholder’s bank account in any bank on a predefined date every month. The hassle of remembering to pay the credit card bills every month is, hence, overcome.
RBL MyCard App
RBL MyCard App makes a range of facilities available such as checking the credit card statement and managing your account. One can, similarly, pay off one’s credit card bills instantaneously and use his account from any bank for the purpose. This app is easy to download from Apple Store or Google Play Store, or one can SMS MyCard to 5607011.
Bill Desk
By paying your credit card dues via BillDesk, you can use his account in any other bank and get instant notifications if the payment is a success.
Cheque or Cash
Cheque and cash payments are alternatives available at the disposal of RBL Bank credit card holders. But, additional charges and taxes are applicable when payment is made via this method.
Is it Okay to Pay Only the Minimum Due Amount?
Paying only the minimum due amount facilitates you to avoid penalty charges levied over the card. But, your outstanding bill will transfer to the following month’s balance. A larger amount will need to be paid off in the following month. On the prior month’s due amount, interest will also be charged.
Paying the Full Amount Due on Your’s Credit Card Bill is a Recommendable Practice
If you pay the full amount due on your credit card, it will work for you in several ways. Outstanding bills invite high interest. But, the cardholder will not be required to bear the same in this case. With the strengthening of the CIBIL score, credit report also becomes stronger. So, getting loans becomes easier. The entire credit limit will stay available to the cardholder to make new expenses.