With an NHS increasingly in crisis, many Italians are giving up on treatment because they cannot afford medical expenses: Helvetia MyHealth is the health insurance designed to guarantee you safety.
The reasons identified in support of such a pessimistic thesis are certainly not new: aging of the population, increase in chronic diseases, unsustainability deriving from under-financing and increased costs, shortage of health personnel.
In this scenario, which in itself was not very encouraging, the National Health Service then had to face the coronavirus pandemic: an unprecedented serious situation that threw it into an even deeper crisis, in which it was unable to provide assistance to all patients.
How we managed to get to this point is easy to say: in the last decade, in the wake of the general economic crisis, the cuts in public health have been very heavy (37 billion euros according to some estimates), but also looking at it from a other angle, the conclusions are similar. In fact, according to the 2019 report of the European Commission “State of health in the EU”, Italy today spends only 8.8% of GDP on health , a percentage well below the general average of other European countries.
Prevention at risk
An overall very difficult situation for the population that leads to an inevitable consequence: Italians’ “out of pocket” health expenditure is by far the highest in Europe, reaching 23.5% of total health expenditure , with large sums paid out of their own pockets by citizens to privately carry out medical examinations and diagnostic tests.
In this way, prevention risks becoming a luxury good: according to the seventh report by Banco Farmaceutico, 20% of people are forced to give up control and analysis testssimply because he cannot afford them, and when it is not possible to avoid high-cost interventions or private specialized treatments, often a loan is used: according to an elaboration carried out on Eurispes data, 5.7 million Italians in the last three years they would be in debt to meet medical bills.
Helvetia MyHealth: the right to be treated
In light of the above, it therefore seems that being able to treat oneself freely has become a privilege for a few and not a right for everyone.
A trend that today the National Health System does not seem able to reverse, and then the word passes to private health insurance NPI number: an opportunity that more and more people decide to take to have the guarantee of 360 ° protection.
Helvetia MyHealth , for example, is the new versatile and reliable health policy, designed to offer you the safety and peace of mind you need when health is having a tantrum and the only thing you should think about is to heal, heal and be well. without worrying about the economic aspect.
… Health is priceless, we know this well, but Helvetia MyHealth reminds you that in any case it is always better not to pay for it out of your own pocket.
Helvetia MyHealth offers you the reimbursement of treatment and intervention costs, faster access to services , the choice of the best facilities, 24 -hour telephone assistance and many other useful services, such as various travel services, advice on vaccinations. , on medicines, etc.
If you are over 30 years old and have taken out a multi-year policy (5 or 10 years) you will even be entitled to a free diagnostic screening every two years .
Another interesting advantage of MyHealth concerns the freedom to choose the type of guaranteebest suited to your needs, as well as the size of the sum insured as regards the reimbursement of expenses.
On the reimbursement side, an aspect that protects you from having to advance sums that you may not have available, is the possibility of taking advantage of direct payment by Helvetia : you just need to agree on the service to be carried out at a partner facility, through the Operations Center. , with the certainty that the Clinical Centers available for this service are many and distributed throughout the territory.
Finally, Helvetia MyHealth is also “digital” and has a dedicated appthrough which to identify the closest affiliated structures, report a claim and view its status.