What is cash value life insurance? Affordable life insurance is a type of permanent life insurance that has a financial savings component. The policyholder can use the value of the money for many purposes, such as a source of loans or cash or to pay policy premiums. key takeaways ValueContinue Reading
You want to build up savings or make sure that it will be passed on to your loved ones. A life insurance policy may meet your needs. Be aware, however, that there are different types of life insurance contracts. Consult our questions and answers and our sections dedicated to PERContinue Reading
Universal Life is a permanent type of life insurance coverage. Like traditional whole life insurance, it offers the cash value component of tax deductions as an investment or savings account. But unlike whole life insurance, which has fixed premiums and guaranteed returns, premiums and universal life returns can vary. ReadContinue Reading
Protecting those who depend on you financially and securing their future in the event of the unexpected is essential. But what if you’ve been denied your life insurance? What if you don’t want to go through the long process and the medical exams? Well, an excellent option is available toContinue Reading
Term life insurance is the simplest of all insurance. The insured selects a coverage amount and defines how many years the policy will be maintained. This time can range from one year to 30 years. If an insured chooses a term of 5 years, when it expires, they may needContinue Reading
What are the basic principles of the life insurance scheme? To put it simply, life insurance is a financial investment allowing you above all to save money and to receive interest according to the rate of return of the contract and the capital invested. The advantages of this contract areContinue Reading
Critical illness insurance is more comprehensive life insurance. The cost of having one of these ailments can be thousands of euros, money that these policies help you to face so that you only have to worry about your health. Half of men and 1 in 3 women will have cancerContinue Reading
For most beneficiaries, an unclaimed life insurance policy is difficult to find. Because so many insurance benefits are often unclaimed. Many people do not know that they are also beneficiaries or that a life insurance policy exists. Assistance for Unclaimed Life Insurance Benefits, Policies, and Regulations There are specific proceduresContinue Reading
Do I need life insurance? Many people wonder if they should buy life insurance. What are the benefits? Yolie Aleman-Rodriguez, a State Farm agent in Tolleson, AZ, helps customers answer daily questions. Her answer from Ella is that it all depends on what is essential to each individual. She talksContinue Reading
Variable life insurance Variable life insurance is one of the cash value life insurances. Life insurance in which the insured amount varies with the actual performance of the use of funds during the insurance period. Allows policyholders to invest the cash value of the policy in a stock, bond, orContinue Reading